Who has the best mortgage loan rates in St. Louis, MO?

Apr 25th, 2010
by admin.

I don’t have perfect credit but I still am seeking to buy a home bacause my family is growing.
About me: Employed 1yr, $1800/mo income, 547 credit score, 2 collections, 1 late pay.

Does anyone know of a good Broker I can use that can work with bad credit? I have tried Amerisave, LendingTree, Lowermybills.com, Countrywide, Quicken, ELoan, AmericanEquity & a few others with no luck.

Please only recommend companies you have used successfully. Thanks in advance.

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4 Comments

  1. Biggie @ Arbor Mortgage says:
    April 25, 2010 at 1:23 am

    First of all, with that credit score, you will not get the best rates period. If you clean up your collections, you can possibly get an FHA loan through Perfect FHA. They will go down to a 500 score, but the rates won’t be the best.

  2. estielmo says:
    April 25, 2010 at 1:58 am

    Explain “no luck.” They refuse you outright or you don’t like the terms?

    I would concentrate on clearing and improving the credit score and stop the family from growing for a few years.

  3. godged says:
    April 25, 2010 at 2:25 am

    My suggestion is to straighten up your financial house before you charge forward. You are going to pay more for your interest rate and very pricey PMI.

    If you have shopped around and are getting negative responses, you need to work on your credit, then buy.

  4. Taliyah says:
    April 25, 2010 at 2:38 am

    Unless you have a fixed-rate mortgage, the current mortgage interest rates are very important to deciding how much you should pay every month