Comments on: Which bank is the best to get a home mortgage loan with?

By: CA Mortgage Planner

CA Mortgage Planner — Tue, 09 Mar 2010 21:40:07 +0000

David said it best, going to the banks yourself is not the best idea… not only would a loan officer be able to get you a lower rate because they deal with loans in bulk, but they would know which banks can get you the best rate for your situation. It is a little known fact that different banks like different credit scores… if you have an 800 FICO and go to the wrong bank, you might pay more than someone with a 620!!!

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By: mortgage help

mortgage help — Tue, 09 Mar 2010 21:33:20 +0000

lending tree sells advertising to multiple lenders and does not do the loan themselves. i would check out Quicken loans, eloan, and Choice Finance.

By: Screaming Eagle II

Screaming Eagle II — Tue, 09 Mar 2010 20:45:40 +0000

Get the owner to carry the loan.

By: David P

David P — Tue, 09 Mar 2010 20:30:32 +0000

the best mortgaage for you is determined by your LOAN OFFICER, not the bank. it also has alot to do with the details and paramaters of the loan, the borrower’s credit and history. the LTV, i mean, ALOT of things come into play, and that question is very vague.if have good credit you get a completely differant program then if your credit sucks. (loose term) is there a down payment? how much cash do you have on hand? how does this sound(and you can look at all my other posted answers for an idea of how i do things) i’m not for every one. but no one does a better job then me. you can call me, and for free, i will put a loan program together that is custom tailored to your wants, needs, and future goals. (like when do you want to retire? would like me to show you how to have 1 million dollars before you retire, put your kids through collage, and beat the bank and own your house in 15 years?) yes i can do that for you, because i care, and i love to help people make thier lives easier. find out what your mortgage can do for you, with stucture, intelligence, and function, you can actually LIKE your mortgage. the real question you should have asked is “who can put me in the perfect mortgage for ME(you)?” and the answer is I CAN.
203-410-4427 (CELL PHONE 24/7) or call my office at 203-729-8900 x-111, ask for david powell. i want you as a client, lets get started

By: firedncer80

firedncer80 — Tue, 09 Mar 2010 19:54:30 +0000

You have a few options when choosing where to get your home mortgage. You can either shop around at banks, or get in touch with a mortgage brokerage. In some cases the bank may be able to provide you with the lowest rate, in other cases, a mortgage broker will. Many personal factors will be (should be) taken in to account when quoting interest rates. If you are trying to shop around, don’t just call and ask for the current rate. They will need more information from you in order to give you an accurate rate. I would be more than happy to quote you a rate after speaking with you. Visit our website http://www.MortgagePlusUSA.com, or give us a call at 1.877.717.PLUS (7587). Good Luck!

By: gtofinancial.tomvoli

gtofinancial.tomvoli — Tue, 09 Mar 2010 19:08:00 +0000

This will vary month to month. They each will adjust their pricing depending on what their portfolio needs. One month it’s one bank…the next month another.

Here is some additional info. Hope this helps.

By: bam_du1

bam_du1 — Tue, 09 Mar 2010 18:35:23 +0000

Not Bank of America of Washington Mutual