I want to apply online to get an idea of what rates I might be able to get. What is the most reputable place to look?
I mean a specific website.
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credit union low apr
YOUR BANK OR CREDIT UNION
Local credit union or bank is better than what you will find on line. But first, determine the vehicle’s current value vs. your existing loan balance.
https://www.comm-choice.coop/
My credit union.
http://www.bankrate.com
They give you the current rates for lots of banks and all kinds of products.
If it’s a used car, you’ll probably be paying more than what you’re paying now. If you want to cut down on the interest, just make more the regular each month.