where can I get loan for downpayment for hm,with bad credit no payday loan?


recently seperated from husband,and need downpayment for a home, credit is not in great shape

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2 Comments

  1. aplus80 says:

    Some lenders have programs for first time home buyers. Check with some of your local banks or lenders to see if you qualify.

  2. loanmasterone says:

    You might check with the city or county in which you wish to reside, they normally have down payment assistance programs. In some instances you don’t have to have excellent credit to qualify for these programs.

    You might also try a mortgage broker, the have a few underwriters that are still writing mortgages for 100% even in today’s mortgage situations.

    You might also consider FHA or VA mortgages. FHA requires 3 % down and the qualifications are not that difficult. If you were a veteran or can qualify for a VA mortgage most of their programs are no money down.

    One other thing if you are only separated and not legally divorced from your husband most states will require that he sign a quit claim deed in your real estate transaction.

    I hope this has been of some use to you, good luck.

    “FIGHT ON”

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