I got myself into some debt. I have two jobs but its around the holidays and i did some deferred billing stuff for christmas. I need about 1100. I can pay this off over time but not on my next payday. HELP!!!!
Related Post :
Other post:
- Repay Your Student Loans Fast: 3 Ways to Make Serious Headway Now ...
- Find the Best Student Loans for College | Student Loan Help
- Gossip Actress :student loan - Nao Nagasawa | Super Model Hot
- I have really bad credit and need an installment loan to payoff payday loans, any help?
- Does anyone know of places that will lend you a loan if you have bad credit besides payday loans?
It’s very difficult to get a loan under those circumstances. It may help if you have someone who would be willing to co sign.
You can’t. You’ll just have to learn to live with things the way they are.
If you have a car, a title loan might work.
If you have property or tangible assets, a bank loan using those assets as collateral might be arranged. Could involve liens.
If your employer is flexible, some will give advances (mine did! Small architect firm worth a shot!)
If your family or friends are willing…that might be an option.
If you could get a trusted friend with good credit to co-sign on a loan (which would be them at risk!), that might work.
Also, some banks and credit unions DO have payday loans without outrageous interest charges (they’re still high BUT nowhere near regular payday loan companies.
However you did say you had “bad credit”, right? That would make this option difficult.
Pawn shops lend quick cash but you’d really have to pawn something very very very valuable to get $1100 and their interest rates? don’t ask.
Your best bet is at a bank or any financial instutitution.
First off, in order for you get out of these debts, I am going to give to you some piece of sound advice in which I would appreciate very much that you will take it.
Let’s assume that your bill is $5,000 and your income is approximately is $3,500. (with all of the taxes taken out that is!!!).
Step 1. go to the nearest fiancial institution where you have an account and ask to tallk to the supervisor and tell him/her that
you are willing to pay off the debt in installments like the example that is shown below:
Example:
December statement: $ 5,000.
December payment: $ 2,500
January statement
(with surcharges) $ 2,600.
January payment $ 1,500
Febraury statement
(with surcharges) $ 1,200
February payment $ 1,200
I seriously do hope that the example was helpful and at the same time in the example you have not only paid off your debt, with interest and comissions, also you have a clean record with the bank in which it will go in favor of you and that also you have saved some money and that isn’t a bad deal.
I wish you good luck.
This site wil give you most useful information according to loans with bad credit visit http://www.freewebs.com/getyourloan