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You sometimes get a better interest rate at a bank you have established a history with ……………….md
You may get a better interest rate as car dealers can mark up your interest rate for a bigger commission from the lender. Go with whoever has the better rate.
great scott is exactly right, the only advantage is if they give you a better rate than the dealer can or is willing to give you, but that being said if the dealer gets you a lower rate there is no reason not to go with them, in fact you may even be able to get a SLIGHTLY better deal on the selling price if you finance with the dealer because they bank they use will pay them a commision.