My current loan rate is 5.5% for 60 months. The remaining loan period is 48 months. Can I get a better rate than 5.5 if I look around? If so, can you suggest some? I wil give it a shot?
Thanks
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You won’t find a used-car loan better than what you have. The national average for a 48 month used car loan is 7.56% (Bankrate.com).
Your 5.5% rate was a new-car rate, and probably a promotional rate. Used-car rates are always higher than new-car rates, and there are no promotional used-car rates.
Only fools refinance cars! Broke fools usually try, but banks know what’s up and T.D. the app on sight. Keep paying your current note…on time.