What is a good option: to repay the loan to pay back home or to say 5-8 years after 20 years loan period of 20 years?


I want to know, it’s good the loan as quickly as possible paid back within 5-8 years due to the repayment of capital or keep the EMI as it is and invest the available hands.
Loan Return on Investment of 10% pa

If your tax brackets are higher (30%), then you are better going home loans for 20 years. If your taxable income is less than or say, a tax of 10%, then we can repay by fast thinking.

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