We pay off a normal note in a few months say4-5 but can’t seem to do anything but pay the interest on these notes and pay our other bills . We don’t own a home ,except a mobile home thats paid for. But they don’t seem to count that.We just need a break we want to pay all our bills off and save for retirement we’re getting older . Boy what amistake if you ever have to take one of these out make sure that you can pay it off the next payday. If you know of help let me know .
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Those payday loanSHARKS will sink you. As hard as this sounds, don’t seek another loan to pay off these payday loans, you’ll only find yourself back in there again for another payday loan!! The help you seek is within you. Pay those loans off as FAST as possible. Find a part-time job to supplement your full-time job. Sacrifice the “extras” you might be accustomed to. If you drive to work and it’ll only take an extra few minutes to walk to work, park the car & start hoofin’ it. Economize at the grocery store, look for package meals that are on sale. If you smoke and/or drink, set a limit on how much you consume, if you can’t quit altogether. Keep this in mind 24/7— I speak with experience, my wife & I had the same problem for years. I’m now happy to say that I have excellent credit, 2 major credit cards (used with much discipline), and we haven’t run out of funds before the next payday in over 2 years. Follow what I said and watch the results. It won’t be easy and it won’t get fixed overnight, but IT DOES WORK!! Good luck & be careful.
I agree with wahoo on getting a second job and then avoiding that whole Payday Loan Hell altogether.
If that is not an option, check http://www.CashCall.com. They are not a payday loan company. You pay them once a month and their interest rates are lower than payday loans. They loan up to $20,000.
Try here and good luck!