7 Comments

1. Kevin says:
   April 27, 2010 at 8:51 pm

   I don’t know if this would work but…. Maybe you could go to a cash advanced or payday loan place get lets say $1000, don’t use it, then use it to pay it off. I think that would work but I don’t know for sure.
2. Jari says:
   April 27, 2010 at 9:27 pm

   stop making babies until you can afford to….you seem to downplay ur situation…
   1-judgments and a “few” cell phone bills in collections will prevent you from raising ur score
   until they are all resolved at which point it will take a year or so for you to see improvment..
3. Judy says:
   April 27, 2010 at 9:32 pm

   Payday loan places do not report to the credit bureaus.
   That was really bad advise.

   Just remember that you can get top 800+ scores by using credit cards alone.
   I am proof. You charge a little bit each month – something you need.
   You pay in full each month and never pay interest.

   Pay off your cards, and continue using credit the correct way.
   You’ll be fine.
   /
4. CM says:
   April 27, 2010 at 9:57 pm

   I agree with Judy. Pay each month what you can on each bill. Call your creditors if you can’t make a payment or can only afford a partial payment. You can set up restructure payment plan on your own. Pay your bills on time is most important. You can do it with credit cards but must pay them off each month. It takes time but will work.
5. Rose Smith says:
   April 27, 2010 at 10:17 pm

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   April 27, 2010 at 10:48 pm

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   April 27, 2010 at 11:14 pm

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