Posts Tagged ‘year’

If you had a 2 percent 5 year fixed home mortgage with a balance of $249,000. But you wanted to pay off the?

$249,000 balance within the 5 years. What would be the best strategy to do this? I am confuse as to how much out of pocket money would I have to pay each year? Since this is an amortization loan how do you figure this out? Thanks.

Which mortgage is best for me- 7 year interest only or 30 year fixed? First home (condo) – read details?

I’m about to buy my first home (condo) for $135,000 and do not plan on living there more than 7 years. I decided to buy because I’m sick and tired of throwing money away renting.
I have narrowed my loan choices down to either a 30 year fixed and a 7 year interest only. The 7 [...]

USDA loan? Tax exemptions after 1 year? Payment will go down? SO confused!?

OK my hubby and I have been house searching for about 8 months now.. we was going up to 100,000 dollars not actually knowing the terms and conditions of our loan.. we thought we would be paying 550 dollars a month come to find out we have to pay the taxes and home owners insurance [...]

Can someone with only 1 year of established credit, but excellent rating, co-sign for a auto loan?

My husband cosigned for our daughter 1 year ago. She is 19, been working 1 year, has 3 credit cards (all below 20% used), and a auto payment. Now I need a car, and hubbys credit went south. She has offered to co-sign for me, is it even a possibility?

Which mortgage is best for me- 7 year interest only or 30 year fixed? First home (condo) – read details. ?

I’m about to buy my first home (condo) and do not plan on living there more than 7 years. I decided to buy because I’m sick and tired of throwing money away renting.
I have narrowed my loan choices down to either a 30 year fixed and a 7 year interest only. The 7 [...]

Help! I’m paying 19% on an auto loan for a 06′ suv and the lender says i need to wait a year 2 refinance. true?

Yea the last of the little guys w/ no overhead. I bought my lst vehicle through there new start program cause of credit at 9% In house,I traded it back and got 3500 towrds a 06′Suzki XL -7in great shape but am realizing that not only was the vehicle sold to me for too much [...]

If my bank is offering 4. 9 apr for auto loans, how much total price car could I afford on a 5 year note . . . ?

with a car payment of $200.00 maximum?
$200/mo… wish I could afford $200/week. Yes, American here. Not looking for a luxury car obviously.

should I consolidate my subsidized student loans? I have about 1 year to go. . . ?

If subsidized loans meeans that I don’t pay intrest until after I finish college, should I NOT include them in my loan consolidation? Once I consolidate my loans can I make corrections?

I have a mortgage for about $68,000 at 6. 875% 30 year fixed and an auto loan for $10,000. Should I refinance?

I would like to consolidate and make only 1 payment per month (which is ideally less than my current combined two payments). Is now a good time to refinance? I would consider a 7 year ARM to get a lower rate since I plan on selling my home when I am finished with grad school. [...]

what are good mortage companies to borrow 30 year fixed home loan for 1st time buyer?

I want to buy a house and I want to know which are good mortage companies to borrow money? For e.g. bank of america, wells fargo etc… I want to take 30 year fixed mortgage loan. Please reply ASAP. I would also select best answer. The interest rate should be lower and service should be [...]