I went from a 19% interest rate to a 9% intrest rate and this is why I decided to refinance. The laon officer that helped me told me there were no fee’s for doing any of this and he would just take my payoff and pay off the 1st loan and open a new loan [...]
Posts Tagged ‘time’
Which would be a better option for a first time home buyer?
Me and my boyfriend went through Bank of America for a home loan. After a credit check with only my boyfriend’s ssn, he was approved for up to $100,000..but needs $5,000 down. My credit is pretty bad right now because I didn’t have medical insurance for 6 years, and had visited the ER quite a [...]
A word of caution to all first time home buyers?
I am a first time home buyer. I applied for a internet loan for a mortgage. You know the deal you get multiple offers. I almost made the BIGGEST mistake of my LIFE! Because like a fool I did not check MY credit report myself BEFORE applying to know exactly what [...]
Which is better: Individual first time borrower alone or individual & co-signer (who has bad credit)?
Is it better to just apply for a first time home loan myself or apply with a co-signer (who has bad credit)? Are there any banks that tend to finance first time home buyers more than others? Thank you.
what are good mortage companies to borrow 30 year fixed home loan for 1st time buyer?
I want to buy a house and I want to know which are good mortage companies to borrow money? For e.g. bank of america, wells fargo etc… I want to take 30 year fixed mortgage loan. Please reply ASAP. I would also select best answer. The interest rate should be lower and service should be [...]
Who do I contact to get a first time home buyers loan?
My great grandparents at one point owned half of a block in property. Little by little they sold lots to pay for their move to Oregon and their land up there. They ended up only having 2 lots left here in California. My mother’s cousin had bought 1 of them but that wasn’t that bad [...]
Is buy owner a good idea for first time home buyers?
I’m a first time home buyer and I have bad credit so a loan is out of the question, however I know there must be other options for me to take. Is there a such thing as rent with the option to buy, or buy owner?? What should I do?
Is it possible to be refinance an auto loan after a few months of on time payments to lower intrest rate?
I was financed with bi-monthly payments of $179 and an intrest rate of 29%. I was told that if I focus on making these payments on time, it can actually improve my credit score. Then if I can save, say, another $1,000 to put down later and then refi, that could also change the high [...]
