i am very bad shape financially and do not want to get any more loans on top of the debt i have incurred for the last 4 years. The credit card debt is 13,000. from Chase, American Express and Capital One. What i am stressed about is the Chase checking account plus the payday loans [...]
Posts Tagged ‘questions’
Questions about Debt Consolidation?
I owe a little over 16,000 in student loans that I honestly didn’t know I was supposed to pay for till after college but now they are coming up past to and they are hurting my credit and I can’t get a new car that I need. Can debt consolidation help or is it only [...]
Payday loan questions & Help Please?
I need to know if I can get a payday loan the same day? Is there a payday loan company that will do everything online, without employment verification etc…? I have had overdrafts, can I still get a payday loan? I have tried some places but get denied. I am thinking it’s because of the [...]
Debt consolidation questions?
There is only one bad thing in my credit report and that is one student loan that is in default. I took this student loan over 6 years ago. It has been hunting me every since I drop out of College. I have made efforts to pay it, but I have been unemployed for a [...]
Questions about a FHA loan, Mortgages, and first time buyers?
I will be a first time home buyer, I am looking in NJ, now living in NY. I take home, after taxes about 8k a month, my wife also brings in a few thousand a month. We have great credit and no outstanding bills except a few student loans. To find something in the [...]
Refinancing home loan questions?
I have a home loan with IndyMac bank since summer of last year. The interest rate is 6.5%. My credit is good, mid 750s. I was wondering if banks (if you have this particular bank your info would be appreciated) refinance with their own current customers, and what the fees might be to [...]
bank auto loan questions?
I want to apply for a loan from the bank – around 5000 to get a car. I found some places the payment is only 115 a month, which I can afford. THe only problem, which brings me to my question, is do I have to have full insurance coverage on whatever car it is [...]
A few questions about auto loans?
I just found out my car is totalled and now i’m shopping around for a new car. I’ll need to get a new loan, but I have some questions. I financed the old car and made payments on it for about two years before the accident. The insurance company paid off the remainder of the [...]
Questions from a first-time home buyer?
My husband and I are looking at buying our first house. We’ve been in an apartment for a year and a half now and we’re more than ready to move into a house and actually have some counter space and decently sized bedrooms haha.
How do you calculate mortgage payments? I saw some mortgage calculators online, [...]
What questions should I ask when I go looking for a home loan??
I’m planning to ask several banks and home mortgage businesses to find the best one. What do I ask them to find the best one?
do i ask about interest rates or what?
