Posts Tagged ‘monthly’

Can I afford this monthly home loan payment based on my salary?

Hi.
I have got a Good Faith Estimate from lender who agreed to loan me the money. The paperwork indicates that my monthly payment is $1910 including principle, interest rate, insurance and tax. My pre-tax annual income is $95,000.
My question is: Shall I go for it? Is $1910/month too high for me? What is my debt [...]

I currently had my home loan modified. However, I’m afraid to say that the monthly payment is still to high. ?

My mortgage company mentioned that was the best they could do. I wanted 2 know would I be able to ask for another modification in the same year. I’ve never been late with my loan was modified but my husband and I are barely making it. Also, I’m sure our credit will not allow us [...]

What is included in a monthly ‘home’ payment?

I’m trying to get an accurate estimate for home much home I can afford. Mortgage calculators only calculate the loan payments. Not including things like cable and electricity, only things releative towards the actual monthly payments of the home like taxes, insurance, pmi, mortgage, etc…

how can i get a lower monthly payment on a home loan?

i have a very good credit score, but i have a high debt ratio due to credit card debt (almost $10,000). i am trying to get into a home that’s about $150,000 and have to get 100% financing (but I have qualified for $10,000 down payment assistance for 1st time homebuyers). the interest rate is [...]

what are some home loan options that reduce the initial monthly payments?

We’ve made an offer on a home, and i really love it!! it’s perfect!! (well, as perfect as we’re going to find within our budget) it’s $149,000.
we are getting $10,000 due to the Oregon Housing and Community Services (OHCS) Purchase Assistance Loan (PAL) and getting the rest via a loan (we’re covering the expense [...]

Does a home loan loan refinance with a lower interest rate mean lower monthly payments?

When paying Credit Card monthly, which payment is “Full”?

I’ve just recently taken on an Auto Loan and a Chase Rewards credit card, as my credit is very lacking (I have no debt, but no credit).
I’m a little confused as to the process of “Paying off” my credit card at the end of each month.
This is where it seems convoluted to me:
I make multiple [...]

Is there a way I can refinance my existing auto loan to make smaller monthly payments?

2005 Buick Rendevous has 39000 miles and I owe 19000.00. My payments are 459.00 per month. I need them below 290.00 a month or I’ll have to let it be repocessed. Is there any kind of finance company out there that will help my needs???

Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?

I’m preparing to buy a house next year and doing everything in my power to increase my credit score when the mortgage process starts. I have an auto loan @ 6.24% interest rate, and my truck will be paid off in 3 years. I’ve pretty good credit right now. However, if [...]