Posts Tagged ‘lower’

Will asking my bank if I’m eligible for a lower interest rate hurt my credit?

I want to try to refinance my auto loan and my credit card for a lower interest rate if possible. The credit checks that they have to do, will that hurt my credit? Please give me advice, I know nothing about this stuff! Thanks!

Can you negotiate a lower price when you payoff an auto loan?

I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing isn’t really an option. Thanks!!

Does a home loan loan refinance with a lower interest rate mean lower monthly payments?

Can i get a lower interest rate on car loan if i still got bad credit?

I still got bad credit but i have an excellent payment history with my auto loan company for the past seven months. My interest rate is 22.92% YIKES but i needed a car bad. the loan is for 9270 and its down to 8400. I had it since May08 and i got 41 months [...]

What would be better, a home equity loan or refinance at lower rate to add on to my home?

I’m wanting to add on to my home but I’ve never used a home equity loan. I have used the refinance method where you borrow a little extra to add on. What would be the best now, with the way the economy is and the interest rates unstable?

Should I wait to refinance my auto loan before I buy a house? Will it lower my credit score?

how to lower chase auto finance interest rate?

My interest rate is 18.75 and it is killing me. I am unable to make my payments. Any tricks or ideas to get them to modify my rate so i am able to keep my car. As is they have made more money to date from my loan than the [...]

All things being equal, which percentage rate would be lower, a new auto loan or a mortgage loan?

Will it hurt my credit rating if I pay off my car & student loans with a lower interest rate credit card?

My concern is that all of my loans will be in one lump sum on a credit card. There will no longer be any auto loan or student loan. It will look like I went shopping and won’t look very responsible

Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?

I’m preparing to buy a house next year and doing everything in my power to increase my credit score when the mortgage process starts. I have an auto loan @ 6.24% interest rate, and my truck will be paid off in 3 years. I’ve pretty good credit right now. However, if [...]