I want to go back to school so I can get better jobs and have more money. I have really bad credit though. I know private lenders won’t touch me, but what about government loans?
Posts Tagged ‘federal’
Is an easy refinance of my FHA Home loan possible with a federal tax lien filed on my credit report?
I am on an installment plan with the IRS and in good standing with about 14k outstanding and as I only bought the house last June and have not filed for 2008 yet, there is no a lien filed specifically against the house. I am guessing that may change after I file on 10/15 and [...]
Should there be a federal law capping the amount of interest those “payday advance” places can charge?
I’ve heard reports of upwards of 4,000% interest being charged and that this is now affecting more and more military families (as they go to war, they make less $$$ and their families rely on these “advancements”). Should the gov’t help protect these families from interest-gouging?
Federal Stafford Loans and Credit?
Because of immaturity and hard financial blows in the past, hubby and I have horrible credit right now.
I am going to be going to a community college in the fall, and would like to possibly accept a Stafford Loan to catch what little bit of our bills up that is left.
My only concern is, will [...]
Federal Stafford Loan: What is “interest rate reduction for auto-debit”?
Should interest rate reduction for auto-debit be high or low? What does it affect?
What banks or other credible organizations will help consolidate federal student loans?
I recently graduated from college with $131,000 in student debt. I have obtained a full-time job but am only making about $2,000/month. As it stands right now my monthly payments will be greater than my income (excluding any type of rent or other living expenses). I desperately am in need of some sort of consolidation [...]
When will the recent federal reserve rate cuts translate into a significant rate drop in auto loans?
I have a current auto loan with a fico score of 697. My interest rate is 11% for 72-months. I am looking to refinance this auto loan.
Federal consolidation loans?
Hi,
I’d like to know if anyone knows about federal consolidation for student loans. Could someone please tell me exactly what a consolidation loan consists of, and how you know if you’re eligible? How recent of a college grad do you have to be?
If you can help me, thank you!!
Where can I find information on student loan consolidation, both private and federal?
I have about $50,000 in student loan debt multiple student loans. About half of my debt comes from federal loans (both subsidized and unsubsidized), and the other half is from two separate, private lenders. I graduate in May, but I can’t find information on consolidation. I already have a full time job after I graduate, [...]
Is consolidating federal college loans a good idea?
I have 5 total federal loans from my college days. They vary in interest rates from around 2.8 to 6.8%. As pure chance would have it, my bigger loans happen to have the higher interest rates between 6.0 and 6.8%. I just went to some consolidation site and type in my numbers [...]
