I claimed bankruptcy about 4 years ago and am not ready to purchase a home. What web sites or mortgage lenders should I target to obtain a loan? What should I expect as far as interest rates and fees?
Posts Tagged ‘bankruptcy’
Filing for bankruptcy. What do I need to know?
Here’s my situation. I graduated from college in December 05 and believe it or not, I have not found a full time, good paying job yet. Yeah, I believe I just wasted money and energy on nothing.
Anyways, I’m working a part time job and make approx $500 a month. I have $5,000 in credit card [...]
Should my wife file bankruptcy?
My wife and I have separate credit card debt as well as auto loans. We share the $900 rent and utilities. She brings home about $3500/mo and I about $3000/mo. I owe about $5000 on a refinanced auto loan that costs me $178/mo. My auto ins is $100/mo. I [...]
To reaffirm or NOT to reaffirm after bankruptcy? Is it better to reaffirm your home loan or not to?
We just filed Bankruptcy (Chapter 7). Our lawyer originally told us we will need to reaffirm your home mortgage. Then after we filed BK he said we don’t need to reaffirm our home loan as long as we are current and remain current on our loan payments. We are current on our home loan and [...]
Payday Advance Loan Prosecution? I am going to file for bankruptcy but fear prosecution. . . . . ?
I live in Washtenaw County Ann Arbor,MI and I have two deliquent pay day loans due to unemployment that I did not get to pay off. Can I be prosecuted for this? Because I was told by tow of the creditors that I will be prosecuted. I got these through an online payday advance website. [...]
Can I negotiate with auto lender when in bankruptcy?
I refinanced an auto loan in 12/04. I recently filed bankruptcy (cht. 7) and the lender sent me a notice to send them the balance which is 4600 within the next 10 days. I want to keep the car but cannot afford to pay it off and need the lowest payment possible to reaffirm [...]
Can I file bankruptcy with payday loans?
I am in alot of debt, I am a single parent of two children, I want to start my life over the right way to better things for my children, so i decided to file chapter 7 bankruptcy, I have no assets, I own no property, I dont own anything, I have nothing, but my [...]
Will filing for bankruptcy benefit my home loan modification case (currently under review)?
I am doing a loan modification on my house. I am current on all debt payments (credit cards, car loans, car insurance, etc.) except for the mortage payment (includes home insurance and property taxes). will it benefit my loan modification review if I do a bankruptcy (thereby eliminating my credit debt, etc)? I am aware [...]
what percentage rate can I get for an auto loan with bad credit (no bankruptcy)?
I want to simply find out what, on average, the credit rates for an auto loan would be for someone with mediocre credit living in california.
