Hi. I have just been in the US for a little over a year and I’m building my credit. Upon my arrival I applied and got a credit card with a low limit. I have an auto loan too. Both of them are about a year old now.
I am thinking about paying off the auto [...]
Posts Tagged ‘advice’
Should I pay off my auto loan or wait (credit advice)?
I need education loan payoff advice. Familiar with Americorps? – put in your two cents. . . ?
A while back I went to college and withdrew unofficially, causing the college to charge an exhorbitant amount of money for breaking the contract of my dorm. I owe them $3400, and it has been sent to collection. I also have a direct loan in the amount of $3700 that paid for my [...]
Moving from an ARM to a fixed rate loan. Seeking advice on the best process. ?
I have been in my home for 3 years and I need to try and refinance my main mortgage (I have a 2nd as well). October 1, 2007, my ARM rate jumps from 5% to 7%. I have refinanced my last home, so I know the process somewhat, but I am a bit [...]
Who would I see for general financial and debt repayment advice?
I just graduated college and very soon I have to pay back my school loans. I want to look into consolidation, but I don’t know if it’s a good option and how to even consolidate. I want to know my options. I also want advice about future education investments as I’m going [...]
Home loan advice for husband with great credit and a wife with bad credit?
My husband and I just did our taxes for the first time as a married couple and found out we owe $4400 dollars.. so my husband wants to take advantage of the first time buyer incentive.
Our problem is..my husband’s credit is great. He is at about 730 with only 3,000 in credit card [...]
Home Loan, First time home buyer advice needed!?
Here’s my situation. 25/year old, single. ~$60k/yearly salary, +700 credit score, no negative entries on reports (no missed/late payments EVER) I’ve had an auto loan for 22k which was paid in full before end of term. I also have a good employment history if that is any consideration.
I share a 2-br condo with a friend. [...]
Is this credit card a good deal – Your advice needed?
My grandmother got a credit card in the mail from Capitol One. On the phone they said the annual interest is 18%. No interest until April and 22% interest on cash (I’m assuming cash with drawl from an ATM)
She wants to use the card to pay off 2 loans with very high interest. One [...]
Advice for first time home buyer with no credit?
my (long-time) fiance and i are hoping to buy a home within the next year.i do not work and have poor credit, so i will most certainly not be on the loan. he works and supports us all, but has really no credit. he is 30 y.o. had some minor negative items on his credit [...]
Mortgage loan advice for the next 30 days?
What is the best mortgage advice now rates are going back up? Moreover what to pay and look for in the fine print.
I have $3,500 payment for a non jumbo for $550,000 in CA. @ 6.2 APR fixed on home worth double that still today. I have less than 40% ratio with 800+ score.
What should [...]
Salary negotiation advice?
Ok, so I moved from Arizona (Phoenix) last year to California (Orange County area). I am about to enter an interview for a compliance position in a company that offers payday loans services, cashing checks, moneygram, etc.. How do my future employers determine a salary offer? I made $17 per hour when [...]
