Should or could I refinance my home loan after my chapter 13 closes?

I have had my home since 2003 and have a 6.5% interest rate. I have a VA Loan. I would like to free up money if possible to pay for student loans. I have been in Bankruptcy for about 5 years. My chapter 13 just closed.

Should I even try to refi, or would my horrible credit not get me a better rate?

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