I have a home mortgage for $260,000 and a student loan for $20,000. My interest rate on my home is 6.75% and my rate on my student loan is 3%. My student loan is much easier to pay off since because of the amount and I know I probably will never pay off [...]
Search Results for 'my student loan rate is 7%' ↓
How can I increase my credit score?
I am twenty-two years old and my FICO score from Experian was a 738 four or five months ago. I have:
1. a close to $75,000 mortgage with an initial balance of $83,000
2. four credit cards with a total limit of close to $55,000 (only one of which has a balance [$8,000 [...]
I’m getting ready to apply for an apartment and I have a credit score of 581. Is this sufficient enough?
I called the office and they said the deposit depends on the credit check. I’m 21, a college student and live currently at my fraternity house and pay rent. My credit is bad and am currently workign to pay an auto loan and credit card off. What do you think they will say? Also, I [...]
An auto loan to improve credit?
I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to improve my credit. I opened a credit card ~9 months [...]
Is this a good way to pay off PART of my college loan. . . ?
I am a single Mom, making about $56k, with 2 kids and a house payment.
I have 22k in student loan debt, at 9% interest.
At this rate, I’ll end up paying 35k+ [until the year 2017]…
However, I can pay off PART of it ($16k) NOW on a credit card, with a 3.99% FIXED rate APR, [...]
What should I do about this loan? Mortgage vs student loans?
My math skills aren’t amazing and I’m not sure how I would figure this out anyway, so maybe someone can help me. This is a real life question. We have about 60 or so thousand dollars in private student loans and then maybe 10 in federal loans. If you’re not familiar with private student loans, [...]
Auto Loan Low income but cosigner?
I’m in the process of looking for a used car for around 12k. I have a good credit score *700* but my income is low at around 1400/month because I’m a 20 year old student although I work for different places here and there for cash. My parents give me some money so can that [...]
What kind of auto loan, if any, would I qualify for?
Hey, I have several questions regarding auto loans. I have never bought, owned, had my own car before and have always relied on public transportation. Not by choice, of course. I’m a desperate college student, working 2 jobs, going to school full time, as well as trying to be very active in extra “curriculars.” As [...]
How can I get a loan with Social Security, Disability, and self employment as my only income?
I am a single mother of two who owns her own business. I am currently also a full time college student working toward a degree and am disabled and receive social security and disability. I currently have about $30,000 in secured and unsecured debt and could really use about $5000 to really get my business [...]
Was it wise to pay back my loan?
Student loan balance 15K win. Do you have enough to pay and still have a good amount left over. At the same time, I also think of moving in about six weeks, and I wonder whether it makes sense to pay now for free and I’ll pay $ 160 a month. This money will earn [...]
