Most people score 620-680, and the more the better the result. A value above 740 is very good and indicates sound financial stability. If you drop your score lower than 620 you have a financial risk would be considered and attract higher interest rates and monthly payments.
Search Results for 'my credit score is 7 5' ↓
What is the likelihood that you will approve me for a car loan?
I’ll try to get approved for a car loan this weekend. I have over 3500 $, I asked for a deposit, and I am a used car in the $ 8K-$ 10K price range are looking for, so that the loan should be for about $ 7K Max From what I understand, some banks minimum [...]
Here’s My Financial Situation – Can I Afford a $400-$500k Home?
I am currently paying $1250/mo for a 2bd/2ba apt. in SoCal. I really hate throwing that kind of money away, though, and I want to buy a house after my lease is up in Sept.
I have good credit (score is 750), minimal bills each month (just two credit cards), and I can afford payments [...]
Why Can’t I Get a Car Loan?
First to whomever reads this it is a bit lengthy but i’m extremely baffled.
I am a 25 year old part time college student living at home and i’m currently employed as a server. 8% of my sales are automatically declared on my checks as part of a deal with the IRS(8% sales or credit [...]
Should I pay off my auto loan or wait (credit advice)?
Hi. I have just been in the US for a little over a year and I’m building my credit. Upon my arrival I applied and got a credit card with a low limit. I have an auto loan too. Both of them are about a year old now.
I am thinking about paying off the auto [...]
Preparing for Auto Loan in future?
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500’s right now, and husbands is in low-mid 600’s. I’m trying to pay off some of my credit card debt (I have 3 cards with about [...]
Should I Let my Mother Title a House in my Name that I will not Live at?
My mother just won some settlement money from a lawsuit. Her husband (not my father) want to purchase a house but have it titled in my name because apparently their credit is very bad. They lured me in with a $8000 tax credit for first-time home buyers in 2009 that may not be extending for [...]
Preparing for Auto Loan?
I have just about paid off my car, and will want to buy a new car later in the year. My credit score is in the low 500’s right now, and husbands is in low-mid 600’s. I’m trying to pay off some of my credit card debt (I have 3 cards with about 2300.00 in [...]
Debt relief? Consolidation? Or just Screwed ? ?
Okay. I graduated college in 2006. I am working for the university and have a pt job. I had to buy a car (Living in LA, you must have a vehicle).
The car and student loans I can deal with. It’s the stupid credit cards that are causing me to drown… I can and have [...]
How can I increase my credit score?
I am twenty-two years old and my FICO score from Experian was a 738 four or five months ago. I have:
1. a close to $75,000 mortgage with an initial balance of $83,000
2. four credit cards with a total limit of close to $55,000 (only one of which has a balance [$8,000 [...]
