This is a repost with more detail. Thanks to those experts who answered. In California:
Looking at a $6000-7000 vehicle with $1500 down. KBB value will be at least 100% of purchase price, likely more.
Vehicle age=12-16 years
Term=36 mos.
Mileage=95-130k
Time on job=1st job, 8 mos, 2nd job, 2 mos.
Time at residence=11 mos.
Gross monthly=$4000
Credit score=630
DTI=approx. 25%
Thanks again, good questions.
Right, [...]
Search Results for 'my credit score is 630' ↓
Credit score 630, what auto loan rate (with more info)?
Toyota Auto Finance Rate Loan APR?
hi,
i’m looking to purchase an ‘07 Yaris Hatchback, but the rate I was offered by Toyota Finance is 14%. is this a reasonable rate for a credit score of 630?
i know that i could try capital one, etc. but i dont want to mark my credit down even more by applying to all these loans.
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Is it possible to get a home loan with bad credit?
My credit score is around 530 and My husbands is around 630. I have charge offs from 2005 (that will be on my credit report until 2012)
We both have good jobs and bring home around 7000 together each month. We also have around 30,000 saved up for a down payment.
Since our income is decent, and [...]
My credit score is 630, what auto loan rate should I get?
In California.
I know there are other factors, I’m looking for a general range. Expert, experienced advice desired, I know how to use search engines.
Bad Credit Loans. . . are they available? No Payday Loans-?
I am interested in clearing my credit card debt. My total card debt is $5000. I tried prosper….no luck. My score is currently 630…I just maxed out my cards because of a recent move and my car broke down. Are there any lenders out there for someone with my credit score? [...]
