Search Results for 'is an auto loan rate of 6 9% good' ↓

An auto loan to improve credit?

I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to improve my credit. I opened a credit card ~9 months [...]

Is this a good way to pay off PART of my college loan. . . ?

I am a single Mom, making about $56k, with 2 kids and a house payment.
I have 22k in student loan debt, at 9% interest.
At this rate, I’ll end up paying 35k+ [until the year 2017]…
However, I can pay off PART of it ($16k) NOW on a credit card, with a 3.99% FIXED rate APR, [...]

How do I make my income stretch till the next payday? Especially if I have a car repair or something else. ?

I get paid once a month since my husband died in 2006. I am currently living on social security (widows death benefits) and recieve two checks. One for me and the other for my son. At the age of 16 my check stops. My problem is after I pay all my regular bills and things [...]

mortgage: from 7. 11% fixed to 8. 63% adjustable. Should I auto. Refinance?

My sister has a mortage for $79,000.00 loan for which she was paying a fixed 7.11% for two years. She was just notified that the new adjustable rate will be 8.63% adjust. (approx. 100.00/month more!). My question is: Should she refinance so that she doesn’t pay 100./mo. more? And if it is a good idea [...]

Does length of credit history matters while obtaining Auto loan?

I have the following credit history:
1. Authorized user on a family members card for about 2 yrs. The original card was opened about 5 yrs ago by the family member who has excellent credit history. So all his good things came to me in my credit history.
2. I have 2 my own credit cards since [...]

Credit score 630, what auto loan rate (with more info)?

This is a repost with more detail. Thanks to those experts who answered. In California:
Looking at a $6000-7000 vehicle with $1500 down. KBB value will be at least 100% of purchase price, likely more.
Vehicle age=12-16 years
Term=36 mos.
Mileage=95-130k
Time on job=1st job, 8 mos, 2nd job, 2 mos.
Time at residence=11 mos.
Gross monthly=$4000
Credit score=630
DTI=approx. 25%
Thanks again, good questions.
Right, [...]

my credit score is 685 do i qualify for a auto loan?

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?

Need some suggestions on auto refinancing?

I currenty have a 8.9% interest rate on my used car loan. It was a 16000 loan. I paid 8 payments already and I always paid extras in addition to my regular payments. So I’m well ahead of my payment schedule. I need some suggestions on whether 8.9% is a very [...]

Is an 8. 99% interest rate high on my auto loan?

I am in the market to buy a used car. I got approved for an $8,000 loan with an interest rate of 8.99%. My credit score is 659 which is not good or bad.
Is this a good interest rate or do you think I could find a better one somewhere else? [...]

Am I getting a good auto loan rate?

I’m taking out an auto loan for $32,000. My credit union has offered me 5.5% for 72 months. Is that a good rate? I have looked at several other places and they all want a minimum of 6.9%. My rate seems too good to be true. Is it?
By the [...]