Conventional loans are not insured by the government, lenders reduce their risk by higher standards of qualification. These loans usually have higher interest rates than FHA loans because prices motivated more by the credit scores of borrowers and other risk factors. With a conventional loan, an applicant must have a good credit score and income [...]
Search Results for 'fha home loans' ↓
Assuming FHA mortgage loans?
My cousin would like to assume my the loan on my house, he doesn’t have bad credit he just doesn’t have a lot built up. he is a first time home buyer he doesn’t make a whole lot of money but we feel that he makes enough to make payments on the house. His [...]
Should I Let my Mother Title a House in my Name that I will not Live at?
My mother just won some settlement money from a lawsuit. Her husband (not my father) want to purchase a house but have it titled in my name because apparently their credit is very bad. They lured me in with a $8000 tax credit for first-time home buyers in 2009 that may not be extending for [...]
My biological father is helping me out?
He’s been in and out of my life since I was 10 yrs old. I love him and he’s never treated me bad. He just couldn’t help out financially. So my mom bad mouthed him for years and years. Sort of brainwashed us into thinking he was this horrible person because he couldn’t afford the [...]
Should I use a mortgage broker to find me the best FHA lender?
I’m buying a home and I’m looking for a lender who will give me the best FHA loan. Should I use a mortgage broker to help me? I thought FHA loans were standard in terms of their rate, but that lending institutions can vary their lending fees. Is it more advantageous to find a lender [...]
Which mortgage loan is better: FHA or Rural Development’s Guaranteed Home loan?
My husband and I are buying a builders spec home in Lafayette, IN for $115,000. The home is in a new community that qualifies for USDA loans. We have been pre-approved for a FHA mortgage through Bank of America & a local mortgage broker. FHA was the mortgage we were planning on taking until we [...]
How can a home loan with bad credit?
I happen here … but do not understand how or why or where … How, why they approve of someone with bad credit and where can I find them? Besides the small things in order to better your credit score … This is a quick way to get to the last 650 years?
Where can I get a bad credit home loan?
I have a score of 612 and several judgments against me
Questions about a FHA loan, Mortgages, and first time buyers?
I will be a first time home buyer, I am looking in NJ, now living in NY. I take home, after taxes about 8k a month, my wife also brings in a few thousand a month. We have great credit and no outstanding bills except a few student loans. To find something in the [...]
Where is the best place to go for mortgage guidance and info?
I just want to find out basic info about getting a mortgage, refinancing, home loans, fannie Mae, etc? Is there a place like a mortgageguidance.info ? website or something? FHA? South Bay?
