I would like to refinance my auto loan for a better interest rate. I applied to do it through Chase (b/c I bank with WaMu) and was denied. I don’t see why I would have bad credit. I’ve never made a late payment on a credit & have never gone over my balance. I’m 22. I suppose it is because my credit is new. Where would refinance me? Has anybody personally refinanced? Thanks!
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credit union probably has the best rates
You should pay cash for cars. They go down in value, not up. You’ll also get a better price for the car.
Have you checked with your current lender to see if they’ll lower your rate? I’ve never tried that with an auto loan, but if you’ve had the loan for a while, it would make sense for them to do that instead of losing your business.