I’m looking for a 500-750$ loan that i can pay off in a few months to a year. I have no credit and no bank account. If i have to get 1000 or 1500 that will be fine. I dont want a payday loan because i have no checking account and need more than 1 to 2 pay periods to pay it back. Please Help.
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I hate to be the bearer of bad news, but you have to have a checking account in order to obtain a personal loan. Think about it, why would a company loan you money when they don’t have your checking account as a back-up for them? Of course you can always close your account, but for many people that is a hassle for them to go through, so many want. If you are in checksystem, then try to find a bank that doesn’t use them or a credit union to open an account. The worst case scenario is that you might need to co-sign on someone else’s account.
$500-$750 loan? Just get a job and stop being lazy.
Most lenders would willingly give a loan to someone with bad credit who has a job or collateral because
they can charge you a much higher interest rate than someone with good credit and if you did default then they could
take any collateral you pledged.
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