my credit score is 685 do i qualify for a auto loan?

May 28th, 2010
by admin.

i am 19 years old i have only two credit cards in good standing, but paid one off already and canceld it, and my score is a 685, do i qualify for a auto loan? if i do what interest rate will i have?

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8 Comments

  1. Nicole D says:
    May 28, 2010 at 5:43 pm

    According to Suze Orman (I ahve all her books), a credit score over 721 is considered “excellent”. Because yours is as high as it is, and you are only 19, I would say that you rate as having “good” credit.

    Print out a copy of your credit score and have it IN HAND when you go to finance your car. The dealer will try to swindle you, and get you to pay a higher interest rate, if they can.

    Be KNOWLEDGEABLE…. know HOW much you can afford before you go, because they will almost always try to put you into a more expensive vehicle, too!
    : )

    Also… check out Consumers Reports Car buying guide, to see how the cars rate (safety, reliability, etc..) so you get the most car for your money!
    Be smart… be prepared before you go in!
    : )
    Good luck!
    : )
    http://www.edmunds.com
    http://www.consumerreports.org
    : )

  2. Easter E says:
    May 28, 2010 at 6:29 pm

    There are many auto loan options available today. Today, stiff competition among auto loan financing companies