I would like to refinance my auto loan but dont know how it works?

I have a total balance after intersest of $17,000. The car cost $11,500. I have a 48 month loan. I would like to put about another $2,000 down. If I refinance would this lower the total balance owed if I get a lower intersest rate? I’am not looking to extend the payments longer than 48 months. I just want a lower interest rate and hopefully lower payments.

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