I don’t care how much the loan if for. I don’t plan on buying a car for any more than 7,500.00. I don’t have time to save for a car cash, and I want to build my credit by paying monthly payments.
I live at home, have no rent, just a cell phone bill of $60.00, and a down payment of $1,200.00 in my Chase savings account.
What else do I need, or can I go to a dealer?
I work at FedEx Kinko’s.
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If you can put enough cash down to have an LTV of 80% or lower, that will help. Shop around to a number of dealers to see if they can help, but be careful about too many hard credit pulls.
I’m curious, what do you do? How do you make $1400 working part time?