hello!
I purchase a my dream car about 1 year ago, unfortunately with really high interest rates. I’ve been paying my loan as agreed with no late payments for the full year now, but now i feel that the interest is extremely high. please! any advices on what i can do to lower my interest rate? I wouldn’t want to do something that will affect my credit!
thank you!
Try to refinance it. If you have been making the payments that looks good. That’s what I’m trying to do right now as we speak
If your bank doesn’t want to refinance your loan, you could always look elsewhere. You would take out another loan with another bank and use the money to completely pay off your first loan. Then, you’d pay your car payments to the new bank. If you have had good payments all this time, assuming no good items have dropped off of your credit reports from being too old, then your credit score is going to be better now than it was 1 year ago, so you might be able to negotiate better rates. Plus, the economy’s current condition might help you to get lower rates.
You can visit ‘Private Bad Credit Lenders’ it’s definitely your Second Chance for Finance! Best of luck!
To lower your interest rate, you’ll need to refinance the loan, Depending on your credit try PenFed Credit Union, they have some competitive interest rates, If you qualify,
Good Luck.
See http://www.esuperfind.com/lowermybills.phpp?id=hra0tt16koo9 the affiliated site is an Experian company BBB approved so very safe.
They might or they might not have you on. It depends on many factors and how big the debt is.
Hello am stella maris from texas and I want to let you know is very hard getting a loan this days mostly when you have bad credit score and you know xmas is getting closer but I manage to secure a loan from an international lender last week. You can also obtain a loan from them by contacting them via email usman_corporateloanfirm@yahoo.com. Have a nice day.