Disaster in the past and now am re building .. My AUTO beacon is 561 , and my beacon 5.0 ( both on equifax ) is 606.. ATM I got my credit reports and have paid off 2 accounts ( one for 195, and one for 400 ) Is there anything I should ask for once I pay these all off? Like a receipt? email?
I am going to be taking out a secured loan for $1000. And paying it off within 6-9 months then taking out another after that.. I have a JCPenny card with $125 limit that I will use monthly and not exceed 50% of the limit.. Is there anything else I can do? The MAJOR one is a charge off for $6000 to chase financial .. On my report it says Account charged of or sold with the creditors statement ” Purchased by another lender” …
So is it “charged off” like it says? or are they going to see positive activity on my report and come after me again? Not to sure what to do on that one …
Good info , Thanks everyone.. I always thought when you were coming out of debt to show consistency, so thats why I was gonna try to prolong the payments.. Also it shows Im willing to pay interest, and still get everything paid.. The Chase one scares me tho.. I dont know if I should contact them , or wait and have them contact me , because honestly you all can see im tryin to do good here, but I dont have $6000 in cash laying around 
Related Post :
Other post:
- I'm wondering how much I have to make annually to get a 15,000 auto loan from the bank?
- 3 tips Anything to get a personal loan with bad credit?
- Should I Consolidate My Student Loans Right After Graduation Or Do ...
- Where can I find a debt consolidation loan w/ bad credit for about 10,000 dollars?
- What would be the best possible Home Loan I could get buying a co-op?
