We just bought a car today with a high apr, we used the dealer’s financing. We have a great credit history however our ‘auto’ credit score is lower than our overall score. What is the best way to refinance an auto loan? Is there a way for us to repair our auto credit score, if so, how?
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I’ve never heard of a different credit score in the ‘auto’ category. Dealers get a kickback from banks if they can get you to accept a higher rate by telling you such lies. A credit score is a credit score, whether home buying or a store credit card. If you have a good ‘regular’ score, then visit your bank or credit union to check out your options.
I’ve never heard of a separate “auto credit score” and I don’t believe that one exists. If your credit history is decent, you should be able to secure one. Just use one of the auto loan comparison sites.
Check out this site to find the best auto loan just in one minute,
http://best-auto-loan-usa-rate.blogspot.com/
Here you can get free quotes from different auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company.
Best Wishes,