I’m 18 and I’m not a student. My bank offered me a student (FH) credit card and after a waiting period of two months, I was rejected. Unfortunately, I was placed with a representative of evil that has created many setbacks for me. I have a limited credit history, and I have only one payday loan that I have to always pay on time. I have no problem paying my bills on time and in full. My question is, since I know how long I should before I was again waiting for another credit card? Is there a deadline? Is there a waiting period if I decide to renew with the same bank? If so, how long is it? Is there a waiting period if I decide to renew for another bank? Is there a waiting period, if I choose a credit card without a bank again? In addition, the student / university credit card to my credit card be denied guests? It is important that I never answered the question, please and thank you!
Each bank has its own different strategies, how long you must wait before they are back with them. But there are no rules when you can request an addition – you request as many cards as many banks as often as you want. When you do something or not.
Every time you apply for a credit card, the application by the bank appear on your credit record, and these questions about your credit score. A large number of requests in a short period has a negative impact on your credit card.
There are many cards are specifically for students. Go to www.visa.com – The site has an engine that will help you a credit card that will fit your needs. The student cards are easier to get because so many students do not have jobs while they are in school, they are milder.
I see that you want the card in an emergency, and it is a good way to build credit and learn financial responsibility …. Just be careful. Credit cards are often more of a benefit trap. If you get on the wrong foot with them as a teenager, it may take decades to escape the vortex of the credit card debt.
