I heard the ad on the radio, and called them. The way it’s supposed to work is they set up a savings account for you at Rocky Mountain Bank(never heard of that name before either). Then they start to negotiate with the payday loan people on your behalf, Meanwhile, you’re sending money to this bank that will be used to pay off the lowered loan amounts, after the companies have settled your accounts with them. Their fee is $145. Do you think it’s on the up and up? Anyone out there knows for sure?
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NO – don’t get ripped off by these sort of stuff. You can do this for free and you are in control of your finances. You’ll also work harder to settle with the payday loan as well.
Their fee will be much higher when it is all said and done. You will end up owing just as much as you do to start. Debtors do not have to stop calling and do not have to accept offers made by these places.
Sounds like a bad idea! Do not trust them!
I cannot think of a worse scam than a payday loan consolidation company. Chances are you will send the money and never see any of your debts settled.