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Hi,
You will be prosecuted if you default on any repayment. You can visit http://paydayloan.friendlymarket.info for some useful info on the matter. Good luck!
The word “prosecution” implies a criminal case. Defaulting on a loan isn’t a crime unless fraud was involved.
You certainly could be sued for defaulting, however. That’s a civil matter, not a criminal one.
The law forbids payday loan lenders from initiating or threatening a criminal prosecution against you or from collecting the treble damages that might otherwise be payable pursuant to the Civil Code for a dishonored check. They do reserve the right to collect delinquent loans using all legal remedies available including legal debt collection and civil court action. This is the most legal action they can take against you, it will take them months to take you to civil court, and another month or two to garnish your wages, if ever.