I was foolish and got way in over my head with payday loans. I finally closed my account and now I owe about $2000 to six different lenders. Does anyone know how I should proceed? It seems like these debt consolodation places are as shady as the loan places. How do I pick and honest one that is on my side?
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At this point your best bet is to let them all default and work out an arrangement with them. The only thing they can do is to take you to a THIRD PARTY collection agency and once you agree to make small monthly payments you should be good! That will also stop the compounding interest. Otherwise its a revolving door that will not shut for as long as you are not making enough to cover the interest and the principal at a go. Good luck,it sucks to be in your situation. Payday loan centers are all predators but Advance America can work with you if you talk to them from my experience
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Good luck….
none are on your side.
you can try talking to each one and working out a repayment plan. And they are shady.