Hello,
I am interested in getting a payday loan or cash advance loan with no credit checks. I do not get Direct Deposit and I need at least $1500. I would like to know if there is any place in Santa Clara County California that offers this loan with no payment due until 3 to 6 months???
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A payday loan means it is due next payday. If you are looking for a 3-6 month loan, then you are not looking for a payday loan. Many payday loan offices will let you roll over your loan, but the interest rates and fees to do this are outrageous.
Check if you can get a credit card, line of credit. home equity loan, or another short term loan from a bank.
Do you have any idea how much interest you would pay on that kind of loan – borrowing 1500 – you might have to pay double that back in 6 months – that’s 200% annual interest!!!!