I opened my first credit card in December 2007
2nd (Credit card care) October 2009
3rd December 2009
Cancelled in spring 2010 the first card
I never missed a payment.
I have $ 0 balance on two cards.
Did apply for Spring Auto Loan 10k $ 2,009 and did not do right.
FICO score between 700-745 now my estimates, but I’m not so sure.
Advice or words of the thought of PPL in the financial field?
You must delete “not” one of your credit history by canceling the card. It is a myth. Accounts in good standing on your credit record for 10 years or stay longer.
It does not look like your credit score view is the question. This is a factor in approving a loan. What is your debt ratio? What is the LTV the car you want to buy? Do you have a good carrying? Is it the car to the demands of the bank just? Most banks have a minimum loan amount, the age and the maximum mileage of the car and need a good value loan value.
