Self repo’d a car financed by Chase bank, it was sold at auction leaving $6000 owed. I was executor on my mothers Chase bank account as she was undergoing Cancer surgery. The Chase Auto National Recovery Center took all of my mothers savings without her having anything to do with the loan, car or anything other than me being on her account. They knew this but said they didn’t care and refused to refund her money. Is there any recourse for her??
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Your mom was alive so you were not her executor but had power of attorney. If you were listed on that bank account as joint owner then yes Chase bank had every right to take what you owed them.
It sounds like mom put you onto the account as a joint account holder…and legally made you entitled to write checks on the account. The Lender wrote the check for you. The fact that you never intended to take the money doesn’t change this.
If mom had listed you as POA with signing authority, this shouldn’t have happened. And if it did, you appeal and spend lots of time getting the money refunded.
You were not an “executor.” You being on the account is exactly the problem. If you were on the account as a co-account holder, then they are within their rights.
Get your name off her accounts and, if necessary, have her grant you a power of attorney. That lets you manage her funds without being “on” her accounts.