I paid off an auto loan of $11,500.00 over a year and a half ago and want to get a second car now. I made all my payments each month on time and paid the car off almost 1 year early. The lender I had was basically for people with bad credit and the interest rate was very high at 23%. If I try to get another car, will I be offered a better interest rate since I had a good history with paying off my last car? I still have a low credit score of 554 but have been trying to rebuild my credit by paying everything on time…
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Yes. Do not just take their offer. Deal with them for the best,
or tell them you are going else where. They will not want you to walk out the door. By the way,when you finance a car,
the dealership gets money back from the bank. A lot of people do not know this. Tell them you know.