I have a 4 year old car paid in full that is worth 9k, i need 8k to pay some bills. I called my bank US bank and explained myself, they then took a app/car info ect. and told me that my credit is good and they will have the local branch call in a couple of days. what is next to expect, the rep over the phone explained the intrest is 6.3% and the term is 48 months. I am curious if this is going to happen too.
thanks
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It certainly can happen. Use this info to go to a credit union and see what they will charge you for the $8K. the rate may be better or the length of term longer to lower your payments. Might as well shop for the best rate and loan.