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Obviously, the higher your FICO score (credit rating) is, the lower the interest rates that financial institutions will offer you. However, there are some “tricks” you can utilize to obtain the lowest possible rates for your situation. This blog was developed to help consumers understand the loan approval process, and to advise how to take advantage of this process….
http://lowertheinterest.blogspot.com
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Keep a high credit rating and score.
Just good credit and shopping around to find the most desperate of the Big 3 automakers, that’s all.
Have a excellent credit rating….Never be late on a credit card payment..Pay all your other bills on time…
The higher your credit score, the lower your rates. Someone with a score between 720-850 gets the best rates. For 690-719 you’ll pay about 1% higher. For 660-719, about 2.5% higher. Below 660, you could pay 4%-10% higher, depending on how bad it is. Here’s an article with more details:
http://www.leaseguide.com/Articles/creditscore.htm
If you watch for car manufacturer’s promotions, you can often get much better rates — for certain vehicle models, for limited times. You have to have a good credit score to qualify. You can find national promtions at Edmunds.com in their new-car “Rebates and Incentives” section.
all the above are on time. just missed one thing. be or become a member of a credit union in your area the rates are always lower than the banks or other finac. instut. ( GMAC- FORDMOTOR- ETC) THE MAIN KEY ,THOUGH IS THE CREDIT SCORE!!!!!