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Where ever you go to tell the loan officer you pay no more than $200.00 over Good Faith Estimate . If you pay the esrow as the law
requires is for 2 months So tell them out right. They know how much
they charge but they just want to play game with you. Don’t let some crook loan officers rip you off. Be aware. Good luck.
Try one of these sites.
http://www.badcreditmortgagehelp.org
http://www.fhahomeloanhelp.org